Bank of America

These terms govern our social media-based websites, accounts, pages and applications (or collectively, our "sites") that belong to, or are controlled by Bank of America. By accessing our sites, you are agreeing to be bound by these terms, all applicable laws and regulations, and any other applicable policies, terms and guidelines established by Bank of America and those of any third parties that host our sites (such as Facebook or Twitter). If you do not agree with any of these terms, do not use or access our sites.

1. Use Limitations

You agree to comply with Bank of America's Social Media Community Guidelines (found at www.bankofamerica.com/social) with regard to any content that you post/share on our sites, and you agree to our right to moderate and delete any content at our sole discretion. You also agree that your activities on our sites will not violate any applicable law, regulation or terms of any existing agreements you may have with Bank of America. Any unauthorized use of our sites or misuse of any information posted to a site is strictly prohibited.

2. Copyright/Use License

The content provided in our sites are owned or licensed by Bank of America, unless otherwise indicated. Permission is granted to temporarily download one copy of Bank of America-provided content on Bank of America's sites for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:

i. modify or copy the materials except as otherwise provided;

ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

iii. remove any copyright or other proprietary notices from the materials; or

iv. transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Bank of America at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on Bank of America's sites are provided "as is". Bank of America makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Bank of America does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its sites or otherwise relating to such materials or on any sites linked to these sites. The information and content provided on our sites are intended for informational purposes, not as an offer to sell or the solicitation for the purchase of stock of Bank of America, or any other issuer or company. Bank of America is not responsible for any content posted by users, including posts made by employees or agents who are not authorized administrators of our sites. Content posted by others are not edited by Bank of America and do not necessarily represent the views or positions of Bank of America.

4. Privacy

With respect to content collected through our sites, Bank of America follows the applicable privacy policies of the third party hosts of our sites. Please note that when visiting any Bank of America site, you are also subject to the Terms and Conditions of Bank of America's privacy notices, as well as the terms of service and privacy policies of third party hosts, when applicable.

5. Limitations/Indemnification

In no event shall Bank of America, its affiliates, or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Bank of America's sites, even if Bank of America has been notified orally or in writing of the possibility of such damage. Bank of America will not be responsible in any way for loss or damage that results from your failure to comply with these terms or other applicable guidelines, or from any technical, human or software errors or failures found within our sites.You agree to indemnify, defend and hold harmless Bank of America, its parent, subsidiaries, officers, employees and agents from any and all liability with respect to any claims from any third parties arising from your use of our sites or violation of these terms or applicable guidelines.

6. Third Party Links

Bank of America has not reviewed all of the third party sites linked to its sites and is not responsible for the contents of any such linked site. The inclusion of any third party link does not imply endorsement by Bank of America. Use of any such linked web site is at the user's own risk. You understand that when going to a third party website, that site is governed by the third party's privacy policy and terms of use, and the third party is solely responsible for the content and offerings presented on its website.

7. Site Modification or Termination

Bank of America may modify the features, content and functionality of its sites, or terminate entirely any of its sites, at any time without prior notice or liability to you. Modification or termination of these Terms will not affect, or result in the termination or modification, of any other existing agreements you may have with Bank of America.

8. Site Terms of Use Modifications

Bank of America may revise these Terms of Use for its sites at any time without notice. By using these sites you are agreeing to be bound by the then current version of these Terms of Use. Any modifications to these terms shall be effective as of the date posted.

9. Relationship

Your accessing of our sites in no way shall be deemed to create an agency, or employee-employer relationship of any kind between you and Bank of America, nor do these terms extend rights to any third party. You also agree that in the course of your accessing and using our sites, that no relationship is formed between yourself and Bank of America that is either confidential or fiduciary in nature beyond any existing relationship you may have with us.

Bank of America Social Media Terms of Use